Wednesday, August 26, 2009

California Auto Insurance: Tips For Huge Savings


There are a lot of ways open to anyone who wants to get cheap California vehicle insurance. But at the same time, some methods people adopt in order to cut cost usually make them get less than sufficient coverage. I don't usually recommend such ways because they defeat the main aim of insurance in the first place. So, I will only show you suggestions that will also leave you well covered in spite of saving you much...

1. Does a child on your policy not use the car for a reasonable period? Then you should get a discount for this. If your kid is is away at school then you should discuss with your auto insurance agent about your eligibility for this discount. I must stress, though, that some insurance companies do not give this.

2. Certain cars cost much to insure. It will help a lot if you discuss with your agent before buying your next car. Two factors that will make you pay more for auto insurance are a vehicle's crash rating and theft rate.

Furthermore, cars that generally cost more to maintain also cost more to insure. With such diligence you can avoid buying a car that will cost you much in higher premiums over a few years.

3. You could save some hundreds of dollars by simply obtaining and comparing quotes from not less than five quotes sites. And, it will take just about 25 minutes on the whole.

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