Very Cheap California Automobile Insurance: Four Sure-Fire Tips

1. You can bring down your California vehicle insurance rates by going for a multi-vehicle discount. It It's advisable to insure all your vehicles with the same insurer unless got a better rate for a number of your cars with another insurance carrier. Doing some shopping and then checking with what you'll get from a multi-vehicle discount is a good way to be sure if this serves your best interest. But if you don't intend to shop around, you can rest assured that you'll still save reasonably with a multi-vehicle discount.

2. A multi-policy discount is one sure way to cut down your total insurance cost. This simply implies you should endeavor to get your auto insurance policy from the same company that handles your home, health or LTC insurance policies.

Howbeit, I must emphasize that you might NOT be saving as much as you might by switching. Do comparison shopping with quotes sites and,thereafter, have a chat with your agent. You will be certain of the better option in your case if you do this.

3. Policyholders who don't make claims for more than 3 years generally attract a special discount for this. But remember that not all carriers give this discount.

If your agent says that they don't give this discount indicate that you might go to another insurer. Take it or leave it, every insurance provider likes having drivers who stay claims free for this long and you shouldn't find it hard landing cheaper rates with a number of other insurance companies.

However, oftentimes the threat of switching from you is enough to force them to shift grounds.

4. The most vital step to massive savings in auto insurance is comparison shopping -- That's if you do it correctly. You can get quotes that will have a range in excess of $1,000. You could conveniently save that much by just choosing the lowest quote. That should apply if you're simply after the lowest price.

Nevertheless, if you're after the best value to price ratio then you would have to check the details of the lowest offers. Different insurers may have different exclusions for similar policies. It's important that you ask the agent what's included and what's excluded.

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