Sunday, August 23, 2009

Really Cheap California Car Insurance: Savings Tips For Certain Age Groups


1. Under-25 drivers attract very expensive California automobile insurance rates. If you fall into this age bracket you can attract more affordable rates if you keep getting good grades at school.

You must have a grade point of not less than B to get this good student discount. This attracts a discount of about 5%. Experience has proven to insurers that what makes a student maintain good grades is a level of responsibility which also shows behind wheels. Reckless students are not likely to keep getting good grades.

2. Taking a drivers' refresher course will help people above 55 cut down their rates. Because going through such will earn you a discount of up to 10%, it's really worth considering. To get extensive details of what to do and the amount you can save with your insurance carrier, consult your agent.

3. Many companies offer a retiree discount. Retired persons do NOT have to drive to a place of work on a daily basis. This will definitely lower anybody's mileage.

Note that you qualify for this if you are retired. So it's recommended that you ask your agent. Even if they don't refer to it as retiree discount, telling them of a dramatic drop in mileage is recommended. This should reflect in better rates for you.

4. You might save several hundreds of dollars by simply receiving and evaluating quotes from at least five insurance quotes sites. And, it will take only about 25 minutes on the whole.

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