California Car Insurance -- Why Gender Is An Advantage

In many areas, females complain that they are getting less than they deserve simply because of their femininty. Auto insurance in California is an exception. However, it's men you get dealt the worse cards in car insurance....

The most reckless drivers are generally male. Most dare devil drivers are also men. Women are raised to be graceful. This makes it more difficult for a woman to be rough and reckless when driving. And where such traits exist naturally, societal pressure tones it down quite a great deal -- It is not ladylike to be rough.

Driving for very long hours is not something most women do. This makes their average mileage less than that of their male folks. A man is generally considered better at physical activites. And, they will always be the ones driving if it's a long drive.

Women also drive smaller vehicles. These cost less to maintain. Furthermore, they'll also go for cars that have better safety features.

These and other factors make insurers favor women given similar profiles. However, some insurance companies will weigh your gender more than others. This will translate to a lower quote all other things being equal.

To get details on how insurance companies calculate your premium, read my other articles. I treated that extensively in one of them.

Make sure you read through and understand the terms and scope of coverage before signing the contract.

Femles should look for special products that protects them further. An example of such products or add-ons is a breakdown cover. It often takes care of you if your vehicle breaks down. How far each insurer would go on this differs.

You can save a lot in your auto insurance despite your gender or circumstance...

All that you are expected to do is visit at least 3 quotes sites and getting California auto insurance quotes from them. All you have to do after that is pick the best quote from the lot. Just make sure you supply your correct details at all sites visited. Doing that will increase your chances of saving hundreds of dollars in your auto insurance.

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