Dirt Cheap California Car Insurance -- Suggestions For Particular Age Ranges

1. Under-25 drivers attract very expensive California car insurance rates. However, one step you can take to enjoy more affordable rates if you are part of this age group is get good grades.

You must have a grade point of not less than B to enjoy a good student discount. For young drivers who make themselves eligible, you can expect discounts of about 5 percent. This is so because insurers believe there is a connection between good grades and a young person's composure while driving. Students who maintain excellent grades are usually seen as more responsible and less prone to recklessness behind wheels.

2. For folks who are over 55 years of age, you get a discount after a drivers' refresher course. You can cut down your monthly premium by up to 10 percent if you complete this course. Ask your insurance agent about your insurer's stand on this and how to go about it.

3. A good number of insurance providers give a retiree discount. Retired people don't have to drive to work on a daily basis. Driving less will result in reduced mileage which definitely makes you a better risk.

This savings option is definitely not one any retiree should overlook. Find out your insurer's stance on this from your agent. If for some reasons they don't have a retiree discount, don't fail to inform your insurance agent about your change in mileage. You deserve a a cheaper rate if the decrease in your mileage is big.

4. You will save a lot if you do shop around and do detailed comparison. The the difference in quotes returned for a request could be as wide as $1,000 for a particular person. Although this is a good thing, it's important that you don't get too excited yet. It's not usually that straightforward if you want the best price/value.

The cheapest price may not give you the best price/value. Notwithstanding that each of the quotes presented will definitely give you the same main coverage, there could be a number of differences in the details of each insurer's coverage. This makes it important that you find out if there aren't any exclusions you won't like.

Don't forget to treat these no-obligation quotes as their name implies. Don't feel you have to pay until you've got all your questions answered satisfactorily. You will be spared rude shocks down the road if you do this.

Best Auto Insurance
Lowest Car Insurance