Dirt Cheap California Vehicle Insurance -- Four Smart Tips

1. You can reduce your California auto insurance premium by going for a multi-vehicle discount. You can only do otherwise if the sum of your rates across different insurers is lower than what you'll get with a multi-vehicle discount if you buy from one insurance company. Doing some shopping and then comparing with what you'll save with a multi-vehicle discount is an easy way to be sure if this is in your best interest. But however you look at it, a multi-vehicle discount is a great way to get lower rates.

2. A multi-policy discount is one good option to reduce your overall insurance spend. That's, for example, if you buy an auto insurance policy from the very provider that covers your home owners' insurance.

However, care has to be taken because the fact that an insurance company gave you low rates for one policy does NOT suggest that they will for another policy. Comparison shop with quotes sites and also have a chat with your agent. That way, you will be in a position to say for sure if this would save you more.

3. Staying claims-free will make you eligible a good driver discount. But don't be alarmed if your agent says that your vehicle insurance carrier does not give this discount.

If your agent says that they don't give this discount let him or her know that you will go to another insurer. With this kind of driving history locating a far better rate is definitely quite easy because policy holders who stay claims free are every insurance provider's dream.

However, oftentimes a serious threat of leaving from you will be enough to make them shift grounds.

4. You can reduce your auto insurance costs by asking for and evaluating quotes from at least five reputable quotes sites.

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