Affordable California Auto Insurance Quotes: Five Crucial Issues

Everyone out there would be very happy to discover a way to enjoy cheaper California car insurance rates provided such a way does not downgrade the scope of coverage they get. Here are things that will help you get huge discounts easily...

1. Ask your agent personally about all the discounts available to you with your chosen insurer. There's a possibility that your agent did not remember to tell you about some. The only way to ensure it's false in your case is by telling your agent to list out all discount that your preferred insurance carrier offers. Do not be shocked if you discover some that you've never heard of.

2. There are programs that are designed to improve your driving. Join them. In addition to improving your driving, such programs will get you a discount with your insurance carrier provided such a course is one they approve.

3. A good alternative for you is to use your parents' California automobile insurance policy. If you're of driving age, then your parents certainly are far above 25 years which means they're better risk drivers.

There are two things you must do for this to be possible: The vehicle must be registered in your parents' name and you must live with them. If you want to be the owner of your vehicle, then be the big boy or girl and also own the costly premiums. Sorry, you cannot have both with this option. However, you can still make massive savings by following the link at the end of this piece.

4. Don't be tempted to give false personal details in your attempt to get more affordable rates. Present personal details just the way they are. Insurance fraud is an ill wind that blows no one any good.

Furthermore, an insurer has the right to cancel your policy if you give false details. You'll then lose in a very big way. Your rates are raised by a big margin by your new insurer once your auto insurance policy lapses.

Reports have it that the average American family pays about $1,500 extra premium dollars because of insurance fraud. Help make the world a better place by doing your bit to ensure we don't have to pay a lot more.

5. You can get better rates on California auto insurance today by visiting at least five quotes sites. Each quotes site will take you about 5 minutes or less to obtain quotes. (Some people fill in details that is not quite correct about themselves. That is NOT a smart move as the quotes you'll get this way will NOT do you any good).

You'll simply select what represents the best auto insurance quote for you from the list of quotes received. That's all there is to it. Nevertheless you could easily save hundreds of dollars.

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