California Car Insurance -- When Gender Is An Advantage

Women usually get poorer deals in many things. But for a California auto insurance policy, your gender is certainly an advantage if you are a lady. However, it's the male folks you get dealt the worse cards in auto insurance....

If there are drivers that are in the pattern of driving at dangerous speeds, seven to nine out of ten would be male. If a driver is attempting risking manuevres, it's likely a male driver. It is definitely part of the female nature to take serious physical risks. By the way we raise our female folks, every tendency of roughness or recklessness is reduced to the minimum.

Ladies average a lower mileage as a group since they are less likely to drive for long hours each day. In a family, it is always the men that drive long trips.

Men drive bigger vehicles. These cars are usually more expensive to maintain than smaller ones.

These and other factors make insurers favor women given similar profiles. That said, you'll not get similar treatment from every insurer for your gender. Some go as far as to provide special products that will take care of you especially as a woman. This will translate to a cheaper quote all other things being equal.

How insurance companies arrive at your rate and why there is so much disparity in car insurance quotes for comparable policies are subjects for another article.

It is also very important that you read the fine lines and make sure you really ask questions about what is included in your policy.

Femles should look for special products that protects them further. A type of such products or add-ons is a breakdown cover. This usually takes care of you if your car breaks down. How far each insurer would go on this differs.

Remember, you can take advantage of your profile (Whether you're a man or woman) to make huge savings...

Get California auto insurance quotes from quotes sites. Compare the quotes returned and pick the best offer. Visit at least three sites. Obtaining and comparing car insurance quotes from insurance quotes sites will guarantee that you save anything from a few hundred dollars to a few thousands (depending on your profile, policy and current auto insurance rate).

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